What’s the difference between Actual Cash Value and Replacement Cost? 🤔 It’s simple: Actual Cash Value pays you what your item is worth right now — the used price. Replacement Cost pays what it would cost to buy that same item today — the new price. So if you bought a $2,000 TV a few years ago and it’s only worth $500 now… ACV gives you $500. Replacement Cost gets you the full amount to replace it. One pays the old value. One pays the new value. Make sure you know which one you have. Follow for
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