Here's how banks are using AI to modernize incrementally, preserve institutional knowledge and evolve legacy platforms without full-scale replacement.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Electronic bill payment & presentment (EBPP) is a system for collecting payments through the ...

CHIPS UID is a key player in fintech that aids in efficient and secure transaction processing as part of the ACH network. Gain insights into how it streamlines payments.

The Global Findex Database is the world's only demand-side survey on financial inclusion and a leading source of data on how adults around the world access and use financial services. Since its launch ...

This article explores their top five predictions for 2026, namely: 1. Richer data and real-time payments are leveraged; 2. Value-added services are layered over compliance; 3. Digital assets connect ...

Machine learning is an essential component of artificial intelligence. Whether it’s powering recommendation engines, fraud detection systems, self-driving cars, generative AI, or any of the countless ...