In my last column, I explained automobile insurance coverage motorists must carry to drive legally in Pennsylvania. Today I will talk about optional coverages. The optional physical damage coverages ...

Collision insurance pays for repairs to your vehicle if you hit another car or object, such as a tree or guard rail. Comprehensive insurance pays for car theft and damage to your car caused by ...

Life is unpredictable. Your car might sit safely in the driveway today. Tomorrow, a fallen tree could crush it or thieves could target it. These moments often strike without warning — and without ...