Discover how actuarial services aid in financial planning and risk assessment for insurance, pensions, and finance. Learn about predicting payouts and future risks.

Yes, whole life insurance is a type of permanent life insurance and includes a cash value account with a guaranteed minimum rate of growth. Can the cash value of my whole life insurance policy ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this value for your beneficiaries.

Quotes can vary significantly by insurer for the same coverage.

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

When the value of premiums paid by an employer for group life insurance becomes too great, it's treated as income for tax purposes. Imputed income is the term used to describe this excess value, which ...

The life insurance industry has some bright spots. High interest rates have spurred demand and annuity sales have reached record levels. In other ways, though, there are distinct shadows. The sector’s ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...