Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while the debt collection process may be similar, the validity of ...

As unpaid debt balances age, the tone of the collection efforts tends to change, too. The debt collection calls become more ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Carrying a certain amount of credit card debt or auto debt may not be the end of the world, particularly if you're able to pay ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

The debt collection process is a system for creditors to recover overdue amounts from debtors, and it's vital for a functional credit system. However, it can cause stress and confusion for the ...

Student loan borrowers who haven't paid their debt now face seeing their wages garnished, Social Security benefits reduced, and more as debt collection resumes in 2025. A five-year break that began as ...

The statute of limitations varies from state to state and is the law that limits the amount of time in which debt collectors can sue you for unpaid debt. You aren't legally required to repay debt that ...