Student loan refinance rates have been dropping over the last week. As of January 8, 2026, student loan refinance lenders are ...

Student loan rates are starting to see lenders battle to have the lowest rate. As of January 6, 2026, private student loan lenders are offering fixed rates as low as 2.74% APR and variable rates ...

The Federal Reserve cut the federal funds rate after its final meeting of 2025 — a third rate this year. Surely, it means your student loans rates will change too, right? Not exactly. With more than ...

Refinancing your student loans with a private lender can lower your costs and get you out of debt more quickly, but it comes with serious downsides if you have federal loans. With the best lenders, ...

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...

Before you borrow for college, it’s important to understand how federal and private student loans differ. Federal student loans have fixed rates set annually by the government and everyone who borrows ...

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via Email If you're looking to take out a student loan you probably just have the basics in mind — ...

Learn about the different types of graduate student loans.

Federal student loan interest rates hit record lows on July 1. But those rates are still higher than what some private lenders are offering. More From NerdWallet Ryan Lane is a writer at NerdWallet.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...