When saving money toward different financial goals, it’s important to consider where to keep it. For example, high-yield savings accounts and money market accounts can offer above-average interest ...

With inflation lingering and the prices of many goods and services rising, finances have been hard for many Americans these past few years. The one silver lining, though, has been high savings account ...

What is a CD loan? Learn what it is and how you can use your certificate of deposit as collateral. See the benefits, ...

A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.

At the end of July, the Federal Reserve will meet again to discuss the future of interest rates. So far, the Fed has kept the federal funds rate locked. While there has been some pressure on the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Pros of Using a Certificate of Deposit for Savings There are several reasons why you may consider using a CD for managing your savings goals. Here are some of the main benefits or advantages of saving ...