Reviewed by Thomas J. Catalano Fact checked by Vikki Velasquez Key Takeaways Indexed universal life (IUL) insurance lets the policyholder decide how much cash value to assign to an equity-indexed ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

Find out more about its costs and coverage options.

Universal life insurance offers flexible premiums and the potential to build cash value over time. Because you’ll likely have coverage your entire life, it’s important to choose your insurer wisely.

Many types of life insurance are available, but not all will fit your financial goals Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy ...

Founded by future California Gov. Leland Stanford in 1868, Pacific Life is now the third-largest life insurance provider in the U.S., with $1.5 trillion in policies in force in 2024. It has an array ...

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We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Yasmin Ghahremani is a full-time Associate Editorial Director at Investopedia, ...