If you've been on Facebook long enough, chances are you've handed over your credit card details at some point, maybe without even realizing it. Sometimes it's obvious: Maybe you bought an item through ...

A pay-for-delete agreement is a credit repair tactic that could help erase collection accounts from your credit report. It involves offering to settle your debt in exchange for the collection agency ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Note that the situation for many types of debt has changed due to the impact of the coronavirus outbreak and relief efforts from the government and others. Specifically, AnnualCreditReport.com (see ...