Under the new UPI rules, every transaction must be verified using at least two factors, such as a PIN, OTP, or biometrics.

The RBI’s new 2026 framework mandates multi-factor, dynamic authentication for digital payments to combat fraud and phase out ...

Digital payment leader Razorpay has revolutionized the way Indians make card payments by introducing a biometric authentication feature, eliminating the need for OTP or PIN verification. This new ...

Mandatory dual authentication from 1 April aims to plug gaps in PIN- and OTP-based systems as digital frauds surge.

Under the new rule, users won’t be able to make transactions by simply entering their UPI PIN, but will also have to verify ...

With the rise in online transactions and fraud cases, all platforms like UPI, net banking, and mobile wallets will now require two-factor authentication (2FA).

Two-factor authentication for all digital transactions, including UPI, is now mandatory in India, as per RBI guidelines, to ...

This optional feature requires a six-digit PIN in addition to the SMS OTP, which helps prevent unauthorised access even if ...