A budget can be a powerful management tool. An accurate budget enables a company to foresee its operating expenses and plan for recurring costs. Entering numbers into a budget summary form is only ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Google Sheets offers premade templates that are ready to use. You can build a budget from scratch. It's free and integrates with most bank accounts. Budgeting doesn't have to be complicated -- or ...

Unlike a master budget for a small business, a functional budget is a document that applies to a limited area of the company. The word "functional" does not mean that the budget works, but that it ...