Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

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Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Forbes contributors publish independent expert analyses and insights. I write about investing, insurance, and financial intermediaries. Dec 18, 2023, 06:43am EST This article is more than 2 years old.

If you're held responsible after a car accident, liability insurance pays for damages or injuries you might have caused. It's required in nearly every state, and while most people add comprehensive ...