Here's why your credit score dropped even though you paid everything on time

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...
CardRates.com

How Often Should You Request a Higher Credit Limit — And Does It Hurt Your Credit?

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Credit Score vs. Credit Report: Understand the Key Differences

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Credit scores are down in all 50 states: Here's where they dropped the most

Credit scores were down across the country over the past year. Missed payments could be one big reason why. Credit scores ...

Understanding Subprime Borrowers: Definition, Credit Scores, Impacts

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...
ConsumerAffairs

Credit Score vs. Credit Reports: What’s the Difference?

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...
Morningstar

VantageScore CreditGauge™ October 2025: Credit Delinquencies for Lower-Income Consumers Rise Modestly as Overall Credit Utilization Increases Entering Holiday Spending Season

SAN FRANCISCO, Nov. 20, 2025 /PRNewswire/ -- Since mid-2025, lower-income borrowers have led year-over-year increases in delinquencies 60+ Days Past Due (DPD), a trend that continued in October 2025, ...