Whenever you make a claim on an insurance policy, such as travel, car, home or pet cover, the payment you receive will have an amount deducted by the insurer. This is known as the excess. It is ...

In Vizio Inc. v. Arch Insurance Co., a case stemming from a class action settlement, the Ninth Circuit Court of Appeals clarified several areas of California law involving the interaction of primary ...

Excess insurance policies are generally written to be just that; they—through their “other insurance” provisions—purport apply in excess of other insurance available to the insured. In many ...

The excess on any car insurance policy – the amount deducted from your claims payout – comes in two forms: compulsory and voluntary. A compulsory excess is set by the insurance provider, but a ...

Learn how excess of loss reinsurance protects insurers by covering significant losses beyond set limits, ensuring financial stability and solvency for the ceding company.

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A one-stop-shop for all small business insurance needs, NEXT continues to expand its slate of liability offerings to offer truly tailored coverage to entrepreneurs PALO ALTO, Calif., Aug. 3, 2023 ...

Largest Private Flood Insurance Provider Offers Excess Flood Insurance to Improve Upon NFIP Coverage for Residential, Commercial, and Condominium Properties A Neptune excess flood policy also allows ...