The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

On March 4, the California DFPI finalized regulations under the Debt Collection Licensing Act (DCLA). The final regulations, which take effect July 1, 2025, clarify key licensing and reporting ...

It’s been 13 years since California’s debt crisis captured the public’s consciousness, as underfunded pensions and other employee liabilities shook up the state Capitol and local cities. The problem — ...

OAKLAND — In 2020, California led the nation in outlawing transcript-withholding, a debt collection practice that sometimes kept low-income college students from getting jobs or advanced degrees. Five ...

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