In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Every point may count when you’re applying for a new credit card or loan. Unfortunately, you generally can’t remove accurate records from your credit reports, including hard inquiries from previous ...

Keeping your personal information safe can feel like a futile battle. Even if you do everything right, a data breach could leak your information, and in turn allow criminals to buy it on the dark web ...