Trump proposes a 10% credit card interest cap to stop Americans being “ripped off”. Explained: how it works, potential savings, risks, bank backlash, and whether it truly reduces debt.

Learn how subprime credit cards offer options for borrowers with poor credit. Understand their higher rates, credit limits, and the opportunity to rebuild your credit score.

Billionaire investor Bill Ackman raised concerns about credit card rewards programs on Saturday, arguing the current structure unfairly forces low-income consumers to subsidize benefits for wealthy cardholders.

This habit can cause your credit score to drop month after month. “Ideally, you want to keep your credit utilisation below 30 percent. For example, if your credit card limit is £1,000, try not to use more than £300 at a time,” he advised.

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.