While credit cards might make it easier and even more financially rewarding to shop, they also have the potential to wreak havoc on your mental health. A recent survey by Debt.com found that 34% of ...

Consistently using a credit card can earn you the most cash back and best travel rewards. Relying on a credit card for every payment can easily get you into deep debt that's hard to recover from. Not ...

Credit card habits affect loan eligibility and interest rates. High credit use, cash advances, and missed payments hurt your score. Low usage, timely payments, and strategy boost your loan profile.