The adjusted balance is how credit card issuers determine how much interest you owe on your credit card balance after factoring in payments, charges and credits. Adjusted balance gives cardholders ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

Methodology Average credit card interest rates are calculated from a dataset of over 250 credit cards in the U.S. market. To calculate the average overall credit card interest rate, we use a subset of ...