A collateral loan is a secured loan that requires the borrower to provide an asset as security for repayment. With these loans, a lender can take possession of your property—the loan collateral—if you ...

Learn how cross-collateralization affects your finances, especially with auto and mortgage loans. Protect yourself by understanding lender practices and key terms.

When you need cash for a major expense, it might be tempting to max out a credit card. But you have other options that aren't as likely to harm your credit or put you in a cycle of debt -- even if ...

OneMain Financial offers fast funding on personal loans, disbursing money as soon as one hour after closing. You can secure ...

Secured personal loans might offer you more borrowing options if you don’t qualify for other loan types. Buy Side’s best ...

Collateral can make loans less risky for the lender since the assets can be seized if borrowers don’t repay their loans Collateralized loans are generally easier to get and come with more favorable ...

The ebb and flow of modern business is difficult to predict. Small businesses, in particular, can struggle to react to fast-changing market conditions. There may be times when short-term cash ...

A new company typically must apply for a business loan to begin its operations. Established companies also may seek out business loans to finance a new project or improve an existing venture. However, ...