When a big check hits your account, it can feel like instant breathing room, but the banking system does not move at the speed of your mobile app. Behind that "pending" status is a tightly regulated ...

If you receive a holiday bonus or gift money, you may want to put most of it toward long-term financial goals and use a bit to treat yourself, too. Think about how to invest these funds for long-term ...

You might expect a big check to clear instantly. You put it in your account, the balance goes up, and that's that. But banks don't treat large deposits the same way they treat smaller ones, and the ...